Attention Middle-Class Americans Who Can’t Afford Their Car Or Truck Loan Payments...

CAR PAYMENTS KILLING YOU?

NEW BOOK Reveals How You Can Quickly Reduce The Principal Balance Of Your Car Or Truck Loan In 5 Easy Steps

Here’s A Sliver Of What You’ll Learn:

  • ​Secrets 2 Debt Relief™️ will show you how to lower the principal balance on your car or truck loan...
  • ​Secrets 2 Debt Relief™️ will teach you the most powerful technique to ask for monetary relief...
  • ​Secrets 2 Debt Relief™️ will help alleviate worry, pain, frustration and stress from your life...
  • ​​Secrets 2 Debt Relief™️ will make you financially free from the shackles of debt...

Available for a Limited Time Only!

"After reading this book, I was able to lower my car payments, overcome my debt stress and completely transform my life!"

Did You Know That Americans Owe More Than
$1.4 Trillion In Auto Loan Debt As Of 2021?

A record number of Americans are currently behind on their auto loan payments.

Are you one of them?

Cars are often necessary for transportation to and from work, and falling too far behind on payments may lead to repossession of your vehicle.

Because this affects your credit score, this can lead to higher costs and fewer borrowing opportunities in the future.

Not to mention the worry, frustration and despair that is caused by these financial stress burdens.

The average monthly car payment in the U.S. is $563 for new vehicles, $397 for used vehicles and $450 for leased vehicles.

8% of outstanding auto debt is at least 90 days late and another 5.8% is 30 days overdue.

The Federal reserve describes this as a "notable deterioration" and called the problem a "significant concern."

Millions Of Americans Can't Pay Their Car Loans.
Here's What To Do If You're One Of Them...

If you are one of the millions of Americans currently backed into a financial corner, and finding it hard to make the payments on your car or truck loan...

I know how you feel because I’ve been there myself and know only too well what overwhelming financial problems can do to you and your family... physically, mentally and emotionally.

In fact, the stress almost killed me.

Before the economic downturn late in 2007, life was great.

The company I owned could easily afford the $654 monthly payment on my Lexus LS430.

But my dream was cut short and my whole life turned upside down due to a radical downturn in the economy and some serious medical challenges.

I had to sell my personal jewelry to pawn shops, and the

furniture from my own home for pennies on the dollar to get money for bare necessities like food and gas.

This entire experience was WAY beyond humbling.
My back was against a hard, unmoving wall.

In the end, my life was saved, but my business, which was supposed to pay the bills, did not survive.

My only remaining asset was my car, on which I owed $26,745.47 ~ it was only worth about $10,000 in actual cash value.

I was trying desperately to pay a $654 car payment with no income.

That payment was more than I could handle and I was in danger of losing my car.

I couldn’t face the challenges ahead without a car so I knew I had to find a solution.

I knew that when I got a principal balance reduction on my loan, everything else would fall into place.

So, I called my credit union, and asked for the name of the head of the Loss Mitigation Department.

Using a few simple techniques I'd learned thorough-out my life, I got that principal balance reduced to $10,745.47 ~ an astonishing savings of $16,000!

That is a principal balance reduction of just over
59.82%.

My car payments dropped from $654 to a very manageable $182.

That was an amazing savings of $472 every month!
Not bad, am I right?

The point of this story is that if you are one of the millions of Americans currently behind on your car loan payments, then what you need is to get a PRINCIPAL BALANCE REDUCTION.

That is what you MUST to go after.

However, if you don’t get a Principal Balance Reduction, the bank, credit union or other financial institution may drastically reduce your interest rates or simply restructure your loan making it more manageable.

The technique I will teach you in inside my New Book Secrets To Debt Relief™️  is something I learned in an unusual and unique way.

I’ve enhanced and developed it over 50 years.

It’s simple ~ I learned and discovered the most 
effective way to ask for and receive help.

Americans need help even more than ever with their finances and nothing would make me happier than to show you how you too can reduce your Principal Balance of your car or truck loan in 5 simple steps.

Most Americans Just Aren’t Aware Of These Cutting Edge Debt Relief Strategies…

Will this work for you?

Don’t be afraid to try my very simple yet powerful secret technique because IT REALLY WORKS!

Does this secret technique work?

ABSOLUTELY!

Does it always work?

No, but it does work a lot of the time.

Inside of Secrets 2 Debt Relief™️, I will be giving you step-by-step instructions to reduce the Principal Balance on your car or truck loan.

Even if you are nervous or afraid to talk to your financial institution, I will show you how to overcome your self-doubt and fear.

The five easy steps I teach are something you can refer to over and over again on your journey.

The more prepared you are, the better your chances for success.

Once you learn these steps, then all you must do to succeed is to...

JUST GO DO IT!

If you sit around and daydream about what it is you want to obtain and never take action, nothing will happen.

If you never get off the couch, pick up the phone and make
the phone call to your financial institution’s Loss Mitigation Department ~ NOTHING will ever happen.

YOU HAVE TO TAKE ACTION!

Inside This Book, Here are Some of The Never Before Seen Debt Relief Secrets That Will Be Revealed... 

  • The ONE skill that allowed me to reduce the principal balance on my car loan and how you can do it too... pg. 4
  • ​Discover the unknown yet most effective way to ask for help and actually receive it... pg. 7
  • ​The proven formula and big picture for finally getting out of debt even if you are barely scraping by... pg. 9
  • How to properly and politely ask your bank, credit union or other financial institution for monetary relief​... pg. 10
  • ​The 5 typical parts and components of your loan so you understand what you monthly payment consists of... pg. 13
  • ​The ultra-simple way to get on an even playing field with virtually ANYONE.... pg. 16
  • ​Why the overwhelming majority of people in the world get into financial trouble... pg. 18
  • ​​The 4 most powerful words in the entire world that triggers the outcome you want... pg. 20
  • ​The 5 simple steps to  quickly reduce the principal balance of your car or truck loan... pg.21
  • ​​How to get the bank, credit union or other financial institution on your side... pg.22
  • ​How I got my principal balance reduced and how I suggest you go do it too... pg.24
  • ​The difference between a standard loan and a "cross-collateralized loan agreement"... pg.33
  • ​​Why a new industry attitude has emerged from banks, credit unions and other financial institutions... pg.33
  • ​A  glossary of car and truck loan terms so you understand the industry jargon and fancy terms... pg.39
  • ​...all this and much, Much More!!!

PLUS, When You Order Today You'll Also Receive $199.90 Worth Of Bonuses

Bonus #1

Drowning in credit card debt too?

87% people who are behind in payments on their car loan are also behind on the credit card payments as well.

If you’re able to get a reduction in interest on all your credit cards, you could easily save $100 or more a month ~ That much money can make all the difference in the world for financial difficulties.

Inside Volume II of Secrets 2 Debt Relief™️, I will show you how to reduce the principal balance of your credit card or any unsecured loan in 5 easy steps.

Bonus #2

Need to rebuild your credit?

The impact your credit score can have on your financial future can't be overstated. 

A poor credit score can affect your interest rates on a mortgage and an auto loan - costing you hundreds or thousands of dollars over your lifetime.

Inside Volume III of Secrets 2 Debt Relief™️, I'll show you how to fix your FICO Score & maintain good credit in just 4 easy steps so you can put more money in your pocket instead of giving it away to unknown traps and pitfalls.

But Don't Just Take Our Word For It...
Here's What Others Are Saying About Secrets 2 Debt Relief™️:

"Reading through the first chapter seemed like I was reading my own personal story and I could really relate to how you can get yourself in deep debt. Most people will be is some sort of debt in their life, unless you're born with a silver spoon in your mouth so to speak.
The last part has so many great ways to help can your finances back on track, most of which I have been doing over the last few years. If you are in need of sound advice on how to get out of debt this book will certainly make a difference for you and your family, only if you take the necessary steps to make it happen."

- Lydia G.
"It's almost impossible to overestimate the importance of the financial wisdom, especially these days. Too many people find themselves in a finance trap in some shape. The book includes tips about practical steps to lower your car loan and how to effectively communicate with your bank. While some of the thoughts seem to be just common sense, we all sometimes need this type of guidance or reminder. So grateful that I clicked on the Facebook ad I saw and invested the forty bucks because it saved me thousands of dollars." 

- Mouhamed A.
"Patrick O'Brien shares the passion of wanting to live debt-free because he went through it. This book starts by him sharing his story, which is very inspirational. Then it goes on to give you great hands-on, applicable advice and tips for how to get out of debt. This will not be easy - you will have to make sacrifices, but he helps you believe that it is possible. If you want to change your life and step away from the masses that are plagued with credit card debt, read this book to learn how. Excellent info, highly recommended."

- Galena H.
"This book should be mandatory reading and taught in school!! The order of information is logical and thought provoking. 'People don't plan to fail - they simply fail to plan' should be emblazoned on everyone's brain. This would open our minds to the impact of debt due to careless use of credit cards, trying to keep up with the Joneses, impulse buying, etc. The approach presented would make an excellent model for people to get out of debt and stay there. I highly recommend it and gladly give it 5 stars!"

- Stephen. L.
"I read this book in  45 minutes! I couldn't put it down. Yes, there is a lot of information that I already knew, however, I see things differently because of the way it was explained. I'm so glad I purchased 2 copies, because there is someone else I know who will benefit greatly from this book. It's not a get rich quick scheme, but a positive, informative, book that teaches you how to use your money wisely, to pay down debt. Highly recommended!"


- Christie F.
"It seems almost everyone in this day and age we live in (especially in the Western world) has experienced the stress associated with being in debt. The sad reality is that there is a way of escape...but not many people know about it and they suffer in silence. It just does not have to be that way. In this timely book Patrick shares in a very practical and simple way steps you can begin to take today to reduce your debt This book should be in every home suffering with the stress associated with debt.


- Robert A.
"In my younger days I was an ardent user and abuser of credit cards. For some reason, the concept of establishing good credit while not saddling myself with years of debt never occurred to me. It took me some amount of time to turn that around and get on the path to being debt free. I wish I had had this book back then. If you're in deep debt or even just a little, there's something here for you, including many ways of actually saving money as a debt-reduction technique as well as getting rid of debt quickly. Highly recommended."

- Margaret J.
"I've racked up way too much debt over the years and felt too embarrassed to speak to a financial advisor. I have 20k in credit card debt for 3 years now. I believe after reading this book it is possible to pay it off with patience and sacrifices. Well worth it. While there is a lot of information available for free online, what the author does is provide an abundance of concise material that paves the way to becoming debt free, paying off your loans and repair your credit."

- Chris K.
"Very informative and concise with excellent actionable plans to remove debt from your life. Actions explained are measurable and calculation to achieve your goals. Your road to wealth starts here because this book dispels the myths around money and debt, cutting across a range of topics that affect us all, including the real cost of going into debt to finance purchasing a home, buying furniture, taking a holiday, buying a car (or leasing a car)!"

- Gillian G.

Risk Nothing With Our 90 Day 100% Money Back Guarantee

You’re either THRILLED with your investment or we will give you your money back immediately. On top of your Money Back Guarantee, if for some crazy reason or any reason at all you don't absolutely love this book, you get to KEEP your copy and the $199.90 worth of bonuses completely free.

Order Your Copy Of Secrets 2 Debt Relief™️ Today!

If you're currently struggling through financial hardship and are falling behind on your payments, this book will show you the steps you need to take to reduce the Principal Balance of car or truck loan guaranteed. 

Why wait any longer?

Click on the button below and order your copy so you can learn the Secrets 2 Debt Relief™️.
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